Safe driving prevents accidents from occurring, but it also saves you money in rising insurance costs and fines for traffic violations. Making defensive driving habits a priority is one way to ensure a safe experience on the road, both for yourself and for other drivers. Esurance explains what exactly defensive driving entails and how it benefits you and other motorists. 

Defensive driving includes many different tactics to reduce your risk of a crash. For instance, if you notice an erratic driver ahead, keeping a safe distance is a must in the event the motorist makes a sudden maneuver. In the same token, you should also remain fully alert and aware of the actions of others while driving. Never assume that another vehicle will take the proper steps to reduce accidents or dangers. Even if you have the right-of-way, it helps to take a defensive approach when it comes to the actions of others.

In terms of driving distractions, things like texting while driving, eating behind the wheel, or even talking with your passengers prevent you from paying full attention to the task at hand. Keep distractions at bay so you can respond appropriately to any unexpected circumstances. Consider the damage that may occur if another driver stops suddenly or veers into your lane while you’re preoccupied with a mobile device.

If you want to increase your ability even further, consider taking a defensive driving course. Not only do these courses make you a better driver, they can also help lower insurance costs, especially if you’ve been involved in accidents in the past. They may also reduce points from your driver’s license, which are assessed after a traffic violation. When too many points are assessed, you run the risk of losing your license for an extended period of time.