Workplace injuries can disrupt your life significantly, leading to unexpected medical costs and lost wages. If you work in Illinois, the workers’ compensation process offers financial support and resources to help you manage the effects of a work-related injury. It is a no-fault system designed to provide helpful benefits.
You must follow a specific process to secure the benefits you deserve.
Reporting your injury
Following a workplace injury in Illinois, you should notify your employer as soon as possible. According to Illinois law, you have 45 days from the date of injury to report the incident. You should provide details about when, where and how the injury occurred.
Filing your claim
The next step involves filing a claim with the Illinois Workers’ Compensation Commission (IWCC). You have up to three years from the date of injury to file your claim. This claim includes details about your injury and the benefits you are seeking.
Investigation and claim processing
Once you have filed your claim, the IWCC will conduct an investigation into your injury. This may involve reviewing your medical records, your employment records and possibly conducting an independent medical examination. The IWCC will then make a decision based on this investigation. If they approve your claim, you will begin receiving benefits.
Appealing a denied claim
In case the IWCC denies your claim, you have the right to appeal. The IWCC will conduct a hearing and then make a final decision about your appeal.
Knowing exactly what steps to take following an injury helps ensure you receive the support and benefits you need.
